Who are we? We're mortgage brokers. We'll help navigate you through the competitive and ever-changing mortgage landscape to find the right loan for you. We'll go into bat and negotiate on your behalf, and we'll make the process as simple as possible for you, geared up to deliver fast results. We'll help you avoid the pitfalls, and we'll find loan features to suit your personal circumstances.

Why use us as a mortgage broker when looking for finance?

A mortgage broker is someone who shops around for the home loan that's right for you. Whether you're in the market for your first home or building a portfolio of investment properties, we have access to hundreds of loans from a host of Australia's leading lenders.

We do the hard work for you.

We make sure you get the right home loan for your circumstances and will manage the process from start to finish.

When should you see us and what can you expect?

You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you're still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you.

We will ask about your financial circumstances and objectives to find out what's important to you in a home loan. For example, flexibility might be important because you plan to start a family or you may want ready access to equity for a rental property or renovations. Whatever your plans, we will research the market and recommend the right home loan to suit your needs. We always look for the right loan for you, not the lender.

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Meet the team

Speak directly to us, just make sure to include all your contact details for us to get back to you as soon as possible.

It has been a pleasure to work with Biju during the process of transferring my loan. He is always available for questions and ensures I had a good understanding of the requirements and expectations. Highly recommend

- Ashwini Brisbane

One of my colleagues introduced Biju to me. In the initial conversation itself, I realized that you are the right person to approach. We cannot thank you enough for the exceptional service we received from you when buying our first property. As first home buyers, we found purchasing a property to be very stressful. He alleviated our anxiety with constant contact with us throughout the entire process. He is very honest, extremely patient, and happy to answer all questions at any time. Your professional attitude, dedication, high ethics, and in-depth knowledge about finance meet all our expectations. Happy to recommend him to anyone for outstanding service and successful outcomes.

- Harividhya Brisbane

I would like to buy few more properties with the advice of Biju.

- Jacob Brisbane

Biju has the sound knowledge of his services and products , good information and prompt communication. Will definitely use his services and also I will refer him to my friends and relatives.

- Dinesh Brisbane

Biju is very knowledgeable in the field and helped us immensely throughout our buying process, right from helping us understand the ins and outs of a home loan and the process, to getting us the best possible rates on offer. Also, Biju was always proactive in communication and kept us on our toes, often reminding us of our duties as a borrower. Thanks Biju for all your help, it was great working with you for our first home 🙂

- Bonny Melbourne

Excellent service, easy to communicate, up to date information and progress. I have already recommended to my friends, go ahead with him, you won’t regret

- Binu Ipswich Brisbane

It was really distressed time when Biju took over our re-mortgage and construction loan task and he really hard worked to get the good result. Really proud of Biju and his work.

- Babu Melbourne

Biju was very prompt, helpful & accommodating. Helped us from start to end. Gave timely advice during each step of our decision making. I would definitely recommend his services to friends & family in future.

- George Melbourne

Great customer services, Understanding your needs and tailor the home loans which is suitable for you. Faster and reliable service.Providing more choice to compare with .

- Sanjay Melbourne

Biju was very friendly and informative throughout the process of my loan process .I would like to recommend this service to my friends

- Shiny NSW

I have done both my houses with Biju. For my first house I heard from a friend about Biju while he was with ANZ. Got a great, unmatched deal. Second time around same thing, another unmatched deal but this time through K7 home loans. Highly recommend Biju if you are looking for your first home.

- Allen Brisbane

Biju is a very passionate man in his work. We have consulted a couple of mortgage brokers with not much of a timely response before we met Biju. He is very friendly, easily approachable and reliable person. Always gives regular updates on application and tries to make everything easier for customers. This is the second time, Biju has made us happy customers. We highly recommend Biju for any of his services!

- Sini Melbourne

I heard about Biju from a friend of mine. I am fully satisfied with his service, Very friendly and open, he responds to your queries very quickly. Selects the right product for you and explain you clearly why he recommends it for you. Also explains you how to approach the loan repayments in the long run. I would definitely recommend his service.

- Sandeep Brisbane

I would really recommend their service. Even when there was few huddles from the bank they push the bank and kept me upto date

- Anish Cranbourne

Biju was recommended by few of our friends who had already availed his lending services. Throughout the process all the way up to loan approval, Biju worked tirelessly and guided us through the whole process. He kept us informed and we felt comfortable that all the necessary aspects were covered off. He was always willing to answer our myriad of questions and provide guidance based on his extensive experience and knowledge in Australian banking system. We will recommend Biju to anyone for their lending needs. We wish him all the success and we know that we will continue working with him for many years to come.

- Jiss/Sheena Calamvale

We would like to thank Biju for his services in getting our home loan approved right on time and going the further step on keeping us updated on its progress . He has a cool demeanor in explaining our queries and has provided us a good financial explanation on the best home loan options we could consider based on our requirements.

- Alwyn Forest lake

I am writing this letter to recommend the service’s of Biju ( K 7 Home Loan) to you. I have been working with his business for last month and he offers high quality service and always satisfied by his business.

- Jose Brisbane

3rd time being looked after by Biju. Each time he is very professional, responsive and courteous. Highly recommend him!!

- Sini Prakash Melbourne

The service and personal attention we received from Biju was exceptional and beyond what we were expecting! As first time home buy and refinance everything was new to us and the most important thing we wanted was someone we could trust. We appreciate everything he did for us and we highly recommend – Basil ( Newcastle, NSW )

- Basil Newcastle, NSW

K7 Home Loans provided an outstanding service throughout the whole application process. Biju was very responsive to our needs. He answered our telephone calls and emails promptly. I would surely recommend K7 Home Loan to anyone who is looking for a home loan.

- Sijo Cranbourne VIC

Biju Clearly understands our financial status and provide support according to that. I was anxious about my loan approval but Biju gave me confidence and different option to obtain it easily. During the process he updated me with progress of application most of the days. It was a great experience Biju. Thank you so much for your help to purchase my first home.

- Manu Canberra

I have been to many financial advisors and many brokers over my life but have never before felt that they were not just trying to sell me the best product for them. Not at any point in time did I ever have cause to take pause on what Biju was recommending to me to help set up a good financial future for my family. His advice and help throughout the process has made the whole process very painless and easy. Biju is very friendly and approachable at anytime. I recommend him for anyone who is thinking to buy a home or an investment property… He is amazing.

- Jinto Brisbane

I would highly recommend Biju Kanayi for any financial assistance since I had a very good experience with him on my housing loan. He is excellent in handling things and keep us updated about the status. Highly knowledgeable and guaranteed service quality.

- Anto Brisbane

Very friendly, great communication, good knowledge, highly recommended

- Anil Townsville

Excellent and honest service.no other words to describe it.

- Noble Bendigo

The team kept me informed throughout the changing process. Once started, it was a smooth transition

- Sonia NSW

We had excellent experience with Biju Kanayi, he has helped us to get our mortgage stress free , we were very comfortable and confident on every stages of loan process. Highly recommended and we would most certainly use him again. He always approachable and genuinely answered every single question we asked , very Professional with high Knowledge in banking and mortgaging.

- Julie regional VIC

Biju supported us greatly with his in-depth knowledge and expertise in buying our dream home.

- Shelly Brisbane

It has been great to have you as our mortgage agent. Our loan approval and all paperwork’s were much faster than we expected. Great job Biju!

- Leenu – Brisbane

Biju is very Helpful and understands individual situations and then find the right choices suitable to the customer.

- Rahab Brisbane

Very professional and excellent service.

- Mathews Geelong

Excellent.

- Biju Chisholm

If you are looking to buy a New home or an investment property i strongly recommended K7 home loans as they are the best…

- Libu Brisbane

The service and personal attention we received from Biju was exceptional and beyond what we were expecting! As first time home buy and refinance everything was new to us and the most important thing we wanted was someone we could trust. We appreciate everything he did for us and we highly recommend.

- Basil NSW

A friend recommended going through Biju Kanayi (K7 Home Loan) to get a home loan and I ended up working with Biju and I couldn’t recommend him enough. He was professional, and highly knowledgeable about home loan and always quick to respond and answered all my questions easily. It was my first time buying a property in QLD he managed to make the process a breeze while also putting my mind at ease and kept me from becoming overwhelmed. Would 100% recommend K7 Home Loan to anyone looking at getting a home loan and hope to work with them again in the future. Thanks

- Smitha Chermside

Highly recommend K7 loan services Very helpful, understanding also have good knowledge about everything related to refinancing or investment properties.

- Asha Tweed Heads

Really appreciate your excellent work! You were so approachable throughout the time.I take this opportunity to thank you once again for your great help. All the very best for your future Endeavors!!

- Laiby Brisbane

Well done keep it up

- Lissy Bridgeman downs

Professional, competent & customer focused service. Keep up the great work!

- Tuttu Ripley

Biju has been wonderful in securing and processing all my loans including residential and two investment properties. He helped me throughout the loan process upto settlement and the whole process went flawless.

- Biju Albany Creek

Biju if want to give you the score about your services and knowledge about the product is 100/100, as mentioned I had never seen a such good customer service in Australia and with my past experience with mortgage broker I am scared to deal with our nationality while dealing with I am very comfortable and relaxed. I am confident in referring you to family and friends.

- Dinesh- Calamvale

I was directed to Biju by a few of my friends with their outstanding experience. He has got great knowledge in this field and have multiple plan in place to reach solution. He has got great patience to listen and understand what do you really want and helps you to achieve that in stress free. Very transparent with dealing. Wish him all the best. Thanks

- Sharon - Geelong

Biju has really good communication skills , he always keep update with you about the process and the progression of the loan application or any other services. Even though I bought house in Queensland he helped me to go through all the procedures and protocols and made our journey to make our dream first home come true.

- Brillya - Cairns

Biju is taking good responsibility and initiatives for the loan process. He is answering our telephone calls quickly and help any matters as he can. He is a good helping hand,

- Sabu - Cranbrook

Appreciate it so much

- Paulson Rokhampton

This my second deal with Biju , just one word to say is “EXCEPTIONAL SERVICE “. I strongly reccomend Biju , he will make your journey to your dream home easier……

- Sandeep - Cairns

Biju was exceptionally good in providing me the service I need.

- Sharjan - Melbourne

Very good service from Biju and the team. They did thorough research into the different lenders to find the loan that suited us, Everything was explained really well and Biju was very prompt at replying to emails or phone calls and did a great job. Highly recommend.

- Anto - Bendigo

Excellent service Very dedicated

- Aravind - Warrnambool

All aspects of loan process starting to settlement no doubt remarkable, extraordinary and professional.

- Basharat - Melbourne

We were lucky enough to have you as our guide reach our first home dream.we are very happy with the guidance and confidence that you gave us. We loved working with you every moment. Thank you for achieving our dream.

- Asha - Rokhampton

Highly responsive, always professional, and kept up with a quickly accelerating schedule. Very helpful . His ability to provide information in a clear, concise manner made the whole experience from start to finish pain free.

- Mathew - Calamvale

Had good overall experience. I am a key member of my association so would recommend more people who are looking to get loans

- Ajaie - NSW

K7 helped and guided us through the process of mortgage. The team is very professional and easy to deal with. They had our best interest in mind, not just in buying our home but looking after our finances overall for the future. Thank you for helping us to achieve our dream.

- Raju - Brisbane

Biju gave us immense help for our first mortgage in Australia. Being very new in Australia we had silly questions which he patiently answered . Very impressed with customer care,thorough knowledge about banking process, friendly .We are very happy with Biju’s help in every stage.

- Femina - Geelong

It has been great working with you .we have been working with Biju for nearly 5 years and his advice helped with planning our future

- Sherin - Geelong

First of all I would wholeheartedly say dealing with K7 Home loans and Biju Kanayi were the best out of all the previous mortgage brokers I have dealt with. The highlights were the professional approach, latest methods they followed which have eased the time and effort I had to take and constant update on the process throughout the process. There were never a second follow up or reminder required in their case.. Any issues I had raised were promptly attended and resolved. Thank you K7 Home loans and Biju Kanayi..

- Rijesh - Springfield

Great Service and very genuine. Will definitely Recommend to others

- Sijo - Gladstone

I highly recommend K7 Home loans to anyone from my recent experience. Biju has been very responsible in dealing with my home loan and updated each stages of the application.He is very polite and approachable which made us feel comfortable throughout the process.

- Tessy - Drewale

Professionalism at every turn.

We pride ourselves on our professionalism in every facet of our business. Simply click here for a copy of our Internal Dispute Resolution (IDR) process.